#FEMA FLORIDA GENERATOR GENERATOR#
You would not be eligible for reimbursement if you purchased the generator after your power was restored. The maximum eligible reimbursable amount is based on a determination of the median price of a generator sufficient to power an average-sized home. I was told that FEMA would reimburse me up to $800 for the purchase of a generator, is that true?įEMA reviews requests for reimbursement of the cost of a generator on a case-by-case basis. FEMA will reimburse generator costs for some people, but not in all cases. They are difficult to find, prices are at a premium, and obtaining fuel is a test in patience. Several years ago, our area was hit by a natural disaster, and my friends searched the neighboring counties until they were able to locate a store that still had generators available.įinding a generator for sale during a natural disaster isn’t easy. To qualify for this form of aid, you will need to meet specific criteria, including living in a federal disaster area, your losses are not covered by insurance or other means, you have exhausted all other sources of assistance.Ĭertain citizenship or residential status requirements may also apply. However, other needs arise, particularly needs including medical, food, water, power, and more.įEMA may assist with disaster-related medical and dental costs, funeral and burial costs, clothing, fuel, cleanup items, transportation, moving and storage expenses, generator reimbursement, and more. Housing and shelter are generally the most important needs that most people experience after a disaster. This type of help occurs only in insular areas or remote locations specified by FEMA, where no other kind of housing assistance is possible. Permanent Housing Construction: Direct assistance or money for the construction of a home. Replacement: Funds may also be available to homeowners to replace their home destroyed in the disaster if it is not covered by insurance. The goal is to make the damaged home safe, sanitary, and functional. Repair: Money is available to homeowners to repair damage from the disaster to their primary residence that is not covered by insurance. Temporary Housing (a place to live for a limited period of time): Temporary Housing can include a hotel stay, government-provided housing, or a rental unit if available. Examples of assistance include Temporary Housing, Repairs, Replacement, and Permanent Housing Construction. Types of FEMA Housing Needs AssistanceįEMA offers people in disaster areas different types of housing assistance to help them through the disaster. Click here for more types of insurance homeowners should buy. This is why homeowners insurance and flood insurance are so important. It is only meant to help people with critical expenses that cannot be covered in other ways. You can purchase flood insurance through the FEMA National Flood Insurance Program.įEMA disaster assistance is not intended to restore your damaged property to its condition before the disaster. This is essential if you live in a flood plain or coastal area.įlood insurance can be expensive, but it can be much cheaper than paying out of pocket to repair flood-damaged items or replace your household goods. You should always check your policy and purchase flood insurance separately if needed. For example, most homeowners insurance policies don’t cover flood damage. This is important even if you know your claim will not be covered by insurance.
It’s important to note that you first need to file an insurance claim before you can file a claim through FEMA. This money is meant to assist people and businesses whose property was damaged or destroyed and whose losses are not covered by insurance. Many people who live in a federally designated disaster area may qualify for FEMA disaster assistance funds. Tornadoes, winter storms, fires, hurricanes, and other natural disasters can cause massive damage. We have updated this resource to help people file a FEMA claim to help put their lives back in order. The good news is that there is help available from the Federal Emergency Management Agency (FEMA) and other organizations. For those who lost everything, it might mean trying to find safe shelter for a few days or longer.
For many people, that means taking each day at a time and trying to make your home livable again. When a natural disaster strikes, it can get back to a normal way of life.
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